As an active member you are provided $1,000,000 of Identity Insurance Protection (Member Indemnity Benefits) which can go toward certain expenses connected with identity fraud. Identity insurance is underwritten by A-rated insurers to provide unique and important coverage for out of pocket costs, including funds stolen by unauthorized electronic funds transfer from an account in your name. Under the plan, you are covered for certain expenses like legal fees, lost wages (up to $1500 per week for up to five weeks), investigations and miscellaneous expenses. All insurance benefits have a $0 deductible. To see a full summary of coverage, click here.
Coverage starts immediately upon enrolling, you will have access to your Membership Interface where you will be able to keep track of your account as well as learn how to avoid becoming an identity fraud victim from our library of resources. Your benefits begin immediately after a successful payment and your first authenticated login. You can rest easy knowing that IdentityIntact™ is dedicated to protecting your identity and preventing the consequences of identity theft. Your personal information is secure and protected by industry leading technology and practices. It's your identity, IdentityIntact™ helps you keep it yours.
The $1MM limit is not available to residents of New York. If you are a resident of New York and secure one of our products, you will be provided separate insurance coverage having distinct terms and conditions and a coverage limit of $25,000. Please review the summary for New York residents here. All IdentityIntact™ identity insurance benefits have a $0 deductible.
(The information provided is a summary only. Insurance coverage is always subject to specific terms, conditions and exclusions.)
*Please note: Residents of New York are subject to a $25,000 limit of coverage. View NY Summary here. Insurance is underwritten by insurance company subsidiaries or affiliates of Chartis Inc. The descriptions provided herein are summary only. It does not include all terms, conditions and exclusions of the policies described. View our insurance Summary here. Coverage may not be available in all jurisdictions and is subject to actual policy language.
IMPORTANT ACCOUNT INFORMATION: * Seconds after verification of your identity through our signup process, your score and report are available for secure online delivery. For those selecting IdentityIntact™ Platinum subscription, you will be billed $15.95 for a minimum of 3 months and then $15.95 each month that you continue your membership beginning the fourth month, or if you selected the annual Platinum level membership, you will be billed the annual fee of $159.95 immediately. For those selecting the IdentityIntact™ Titanium subscription, you will be billed $25.00 for a minimum of 3 months and then $25.00 every month that your membership continues beginning the fourth month. If you selected the annual Titanium membership, you will be billed the annual fee of $259.95 immediately. If at any time during your membership you want to cancel the service, you can do this at any time to discontinue the subscription but no refunds will be issued once the annual membership is billed. If the monthly fee option was selected, and you choose to cancel within the first 3 months, you will be ineligible for a refund of the first three months subscription fees. To submit a cancellation, you must call 1-855-722-6737. General office hours are Monday through Friday: 8:00am - 5:00pm Pacific Standard Time. Victim Assistance is available 24/7. Any other form of a cancellation request will not be honored. Pursuant to the FACT Act, , you have the right to receive a free copy of your credit report once every 12 months from each of the three main nationwide consumer reporting companies at www.annualcreditreport.com or call 1-877-322-8228.