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Identity Theft and online credit card fraud is the fastest growing crime as reported to the FTC. Find out what you can do to protect yourself and your family from becoming a victim of identity theft.

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Protecting yourself against Identity Theft starts with monitoring your identity and your most critical financial and personal data.

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FCRA (Fair Credit Reporting Act) certified trained resolution experts are on call 24/7 to assist you with fraud resolution, no matter what type or how you experience identity theft. Simple or complex, our trained staff works to resolve your identity theft issues swiftly and completely.

As a subscriber, you have total access to their entire range of experience and specialized tools to take proactive steps to keep you and your family protected from cyber thieves. This includes helping you 'opt-in' to activate free credit bureau fraud alerts, remove your name from solicitation lists, obtain credit freeze enrollment letters and to obtain similar prevention assistance and support.

Your best defense is a strong offense. With trained experts at your disposal 24/7 you can rest assured you have the protection you need to keep you protected should any breach occur. Help is only a phone call away.

Victim resolution experts are always ready to assist you with any identity fraud issue, large or small. Their only job is protecting your identity. Read More

If your identity is breached, having Identity Insurance is critical. As a member you will be provided a Zero Deductible - $1,000,000.00 limit of Identity Insurance Protection (Member Indemnity Benefits) to cover the most critical expenses related to restoring your identity.

Your insurance is underwritten by insurance company subsidiaries or affiliates of Chartis Inc., an A Rated insurer with a proven track record. They provide unique and necessary benefits for certain expenses including legal fees, lost wages (up to $1500 per week for up to five weeks), child or elder care and investigatory expenses. In addition, coverage terms include monies stolen by unauthorized electronic funds transfer (UEFT) from an account in your name.

It's insurance you need to offset the expense and time it takes to restore your identity should a breach occur. When $1 Million Dollars worth of Member Indemnity Benefits is coupled with our expertly trained staff, you are covered from losing more than just your identity. For a summary of coverage, please click here.

IMPORTANT FOR NY RESIDENTS: Please note that the $1 million identity insurance coverage is not available to residents of New York. Furthermore, coverage is subject to specific terms, limitations and exclusions. If you are a resident of New York and purchase our protection, you will be provided coverage having a limit of insurance of $25,000 and subject to different terms and conditions. For a summary of coverage provided to residents of New York, please click here.

Recovering your identity takes your time and money. Members are covered for Lost Wages, Child Care, Legal Costs and much more. See All Benefits

Protecting your good credit is a critical component of maintaining your identity. Our credit monitoring service provides daily alerts when your Experian, Equifax and TransUnion credit profile changes. Alerts will be delivered daily, or you'll receive a monthly 'no news is good news' update for greater peace of mind.

Daily alerts when changes are made to your credit profile is an essential tool to help combat credit fraud. Members also receive customized credit score reports. Read More

IdentityIntact™ provides IF Cyber Monitor Internet surveillance technology to scan the web, social networking sites like Facebook and YouTube, chat rooms and bulletin boards looking for potential breaches to your identity and information related to the selling of your personal identity from identity theft brokers to criminals that commit fraudulent financial transactions using stolen identities.

When potential matches are found, you are sent alerts providing all information found as a result of your IF Cyber Monitor benefit. A trained FCRA fraud resolution team member is available to work with you to take the appropriate measures to prevent further loss or damage and to restore your identity and keep you safe from further breaches.

Our fraud scanning technology scours the web and public records databases, constantly looking for potential breaches to your identity's security. Read More

*Please note: Residents of New York are subject to a $25,000 limit of coverage. View NY Summary here. Insurance is underwritten by insurance company subsidiaries or affiliates of Chartis Inc. The descriptions provided herein are summary only. It does not include all terms, conditions and exclusions of the policies described. View our insurance Summary here. Coverage may not be available in all jurisdictions and is subject to actual policy language.

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IdentityIntact™ is the easiest way for protecting yourself from identity theft threats. Using advanced identity theft protection technologies and a highly trained FCRA certified staff of identity theft victim advocates, IdentityIntact™ provides you comprehensive protection from identity theft. From credit card fraud to massive corporate data breaches that leave your personal information exposed to cyber criminals, IdentityIntact™ helps keep your identity protected and secure. And if you should become a victim of identity fraud, IdentityIntact™ helps you get it back with unlimited access to experts trained to resolve the issues quickly and completely.

What is Identity Theft?

Simply put, identity theft is the fastest growing crime in the United States according to the FTC in a 2008 report. In over half of identity fraud cases, the victims were not aware that identity theft had even occurred. IdentityIntact™ provides its subscribers with comprehensive surveillance of over 30 key identity breach warning signs that can protect yourself and your family from identity theft and make getting your identity back easier.

Identity theft is a criminal offense. It occurs when a person knowingly transfers or uses, without lawful authority, a means of identification of another person with the intent to commit or to aid or abet any unlawful activity that constitutes a violation of federal law or that constitutes a felony under any applicable state law. (Congressional Identity Theft and Assumption Deterrence Act, 18 USC 1028(a)(7) of 1998) In short, these cyber criminals are using your identity to make fraudulent purchases, create false documents or transfer money that you have not authorized.

Ways of Preventing Identity Theft

While there is no way to prevent the random acts of individuals' online, particularly sneaky identity theft cyber criminals, you can implement identity theft protections. This includes using random password strings and changing passwords monthly for sensitive accounts such as banking transactions. Other safeguards against becoming an identity theft statistic include: reporting lost or stolen credit cards promptly, obtaining and monitoring credit reports, reviewing bills and mail for accuracy, protecting your social security number, opting out of mail and telemarketing campaigns, safely disposing of personal information and protecting your computer from hackers.

In most cases if you have been a victim of credit related identity theft, you probably won't be aware of it until it shows up on credit reports or on your bills as unexplained charges. IdentityIntact™ Platinum Subscribers receive monitoring of their credit reports from the three national credit reporting agencies: Experian, TransUnion and Equifax. In addition, IdentityIntact™ also monitors and provides surveillance technology that scans the web, social networking sites, chat rooms and bulletin boards looking for potential breaches to your identity and information related to the selling of your personal identity from identity theft brokers to criminals that commit fraudulent financial transactions using stolen identities.

If a match is found, The IdentityIntact™ team sends you an alert and then an FCRA certified fraud resolution specialist will work with you to take the appropriate measures to prevent further loss or damage and to restore your identity to its rightful position.

IdentityIntact™ Identity Theft Insurance - $1 Million Of Identity Insurance Coverage

Each active Member is provided $1,000,000 of Identity Insurance Protection (Member Indemnity Benefits) to cover certain expenses associated with identity fraud and the restoration of your identity. Identity insurance benefits are underwritten by A-rated insurers to provide unique and important benefits for expenses, including funds stolen by unauthorized electronic funds transfer from an account in your name. Other covered expenses are provided for legal fees, lost wages (up to $1500 per week for up to five weeks), investigations and miscellaneous expenses such as travel and documentation fees.

While other companies offer the promise of an Identity Theft Guarantee, IdentityIntact™ offers you additional benefits that pays for your lost time from work, elder/child care reimbursement. (The information provided is a summary only. Insurance coverage is always subject to specific terms, conditions and exclusions. The $1MM limit is not available to residents of New York. If you are a resident of New York and secure one of our products, you will be provided separate insurance coverage having distinct terms and conditions and a coverage limit of $25,000.) All IdentityIntact™ identity insurance benefits have a $0 deductible.

Statistics on identity theft keep rising, don't let you or your family's identity become a target for identity theft. Sign up today for IdentityIntact's™ comprehensive suite of identity theft reporting and monitoring tools to get the identity theft protector trusted by hundreds of institutions and people just like you! With IdentityIntact™ you can have the peace of mind that your identity is being monitored 24/7 against identity theft and should your identity be stolen, professional assistance to get it restored quickly and for less cost and hassles. Protect against criminals using your identity or your family member's identities for their own gains. Sign up here.

IMPORTANT ACCOUNT INFORMATION: * Seconds after verification of your identity through our signup process, your score and report are available for secure online delivery (Platinum Subscribers Only). For those selecting IdentityIntact™ Platinum subscription, you will be billed $15.95 for a minimum of 3 months and then $15.95 each month that you continue your membership beginning the fourth month, or if you selected the annual Platinum level membership, you will be billed the annual fee of $159.95 immediately. For those selecting the IdentityIntact™ Gold subscription, you will be billed $9.95 for a minimum of 3 months and then $9.95 every month that your membership continues beginning the fourth month. If you selected the annual Gold membership, you will be billed the annual fee of $99.95 immediately. If at any time during your membership you want to cancel the service, you can do this at any time to discontinue the subscription but no refunds will be issued once the annual membership is billed. If the monthly fee option was selected, and you choose to cancel within the first 3 months, you will be ineligible for a refund of the first three months subscription fees. To submit a cancellation, you must call 1-855-722-6737. General office hours are Monday through Friday: 8:00am - 5:00pm Pacific Standard Time. Victim Assistance is available 24/7. Any other form of a cancellation request will not be honored. Pursuant to the FACT Act, , you have the right to receive a free copy of your credit report once every 12 months from each of the three main nationwide consumer reporting companies at www.annualcreditreport.com or call 1-877-322-8228.

Identity Intact - Keeping your Identity Yours